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Payhook/Stan Store alternative
Comparison

Stan Store alternative with no monthly fee and no platform cut

Stan Store starts at $29/month plus a 5% transaction fee. Avoiding that fee costs $99/month. Payhook charges neither — $0 subscription, 0% platform fee, just Stripe processing. For builders who want programmatic control, Payhook adds a full write API that Stan Store doesn't have.

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The fee math

Monthly revenueStan Store Starter ($29/mo + 5%)Stan Store Pro ($99/mo + 0%)Payhook ($0/mo + 0%)
$500$54 in platform costs$99 in platform costs$0
$1,000$79 in platform costs$99 in platform costs$0
$3,000$179 in platform costs$99 in platform costs$0
$5,000$279 in platform costs$99 in platform costs$0
$10,000$529 in platform costs$99 in platform costs$0

Payhook passes only Stripe processing (~2.9% + $0.30 per transaction) to you. No subscription, no platform percentage.

Where Stan Store doesn't fit builders

  • Monthly subscription required to sell — you pay whether you sell 1 product or 1,000
  • 5% transaction fee on the entry plan; avoiding it costs $99/month
  • No API — every product, price change, and listing update requires logging into a dashboard
  • Designed for social media link-in-bio use — limited utility for developers, API integrations, or agent workflows
  • No programmatic checkout session creation — can't trigger a purchase flow from your own backend
  • No webhook events for custom fulfillment pipelines

What Payhook gives you instead

$0/month, always
No subscription tiers. No entry fee to start selling. You only pay Stripe's processing rate on actual transactions.
0% platform fee
Every dollar your buyer pays goes to your Stripe account minus Stripe processing. Payhook takes nothing.
Full write API
Create products, update prices, generate checkout sessions, and query revenue — all via HTTP. No dashboard required.
Agent and automation compatible
Your AI agent can create a product and get a live checkout URL in one API call. Stan Store has no equivalent.
Marketplace discovery
Every product gets an indexed listing on the Payhook marketplace. Organic buyer traffic without extra work.
Webhooks on every event
Sale completed, refund issued, download delivered — each fires a signed webhook to your endpoint with retry logic.

How it works

1
Sign up and connect your Stripe account — takes about 3 minutes
2
POST /products with a name, price, and file — your listing is live immediately
3
Share the checkout URL Payhook generates — or embed it anywhere
4
Buyer completes payment — Stripe processes it, Payhook fires a webhook
5
Download link delivered automatically — no manual fulfilment step

Example: programmatic product creation

POST /api/v1/products
Authorization: Bearer sk_live_...
Content-Type: application/json

{
  "name": "Notion CRM Template",
  "price_cents": 1900,
  "description": "Client pipeline and deal tracking for freelancers"
}

→ {
  "id": "prod_abc123",
  "checkout_url": "https://www.getpayhook.com/checkout/prod_abc123",
  "created_at": "2026-03-08T12:00:00Z"
}

That checkout URL is live and shareable immediately. No dashboard step, no manual approval, no waiting.

When Stan Store is still the right choice

Stan Store is purpose-built for social media creators who want a polished link-in-bio storefront with appointment booking, email marketing, and community features bundled in. If your primary channel is TikTok or Instagram and you want everything in one subscription, Stan is a reasonable choice.

If you're a developer, indie builder, or AI-native product creator who wants 0% fees, an API you can call from code, and no monthly subscription, Payhook is the better fit.

Common questions

Does Payhook have a monthly fee?
No. Payhook charges $0 per month. You only pay Stripe's standard processing rate (2.9% + $0.30) on actual transactions. No subscription required.
What types of products can I sell?
Digital products: templates, tools, AI prompts, code packs, PDFs, ebooks, courses, and any file-based deliverable. No physical goods or subscriptions yet.
Can I migrate my Stan Store products to Payhook?
Yes. Sign up, recreate your listings via the dashboard or API, and update your checkout links. Most sellers can migrate in under an hour.
Do I need a developer to use Payhook?
No. The dashboard lets you create and manage products without writing code. The API is there if you want programmatic control — it's optional.
Also comparing: Whop alternative · Ko-fi alternative · Sell with 0% fees

$0 to start. 0% platform fee. No subscription.

Sell your first digital product today without paying a monthly fee or giving up a percentage of every sale.

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