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Payhook/Gumroad alternative
Comparison

A Gumroad alternative that takes 0% of your sales

Gumroad charges 10% on every transaction, on top of Stripe's processing fees. At $1,000/month in sales that's nearly $200 leaving your account before you see it. Payhook charges 0% platform fees — you pay Stripe directly and keep the rest.

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What Gumroad's 10% actually costs you

Gumroad's flat fee doesn't include Stripe's standard 2.9% + $0.30 per transaction. The effective take-rate on a typical sale is closer to 13%. Here's how that adds up:

Monthly revenueGumroad feesPayhook feesMonthly saving
$500/mo~$95 (10% + Stripe)$15 (Stripe only)~$80
$1,000/mo~$190 (10% + Stripe)$29 (Stripe only)~$161
$5,000/mo~$950 (10% + Stripe)$145 (Stripe only)~$805
$10,000/mo~$1,900 (10% + Stripe)$290 (Stripe only)~$1,610

Gumroad fees: 10% platform fee + Stripe's 2.9% + $0.30 (estimated). Payhook fees: Stripe's 2.9% + $0.30 only. No platform cut.

Gumroad vs Payhook — what's actually different

Platform fees
Gumroad charges 10% per sale. Payhook charges 0%. That difference compounds. At $5k/month in sales, you keep an extra $800 every month on Payhook.
Marketplace discovery
Every product you list on Payhook gets an indexed page at /marketplace. Buyers can browse by category, find your work organically, and check out in one click — same as Gumroad.
Agent-native checkout
Payhook serves JSON responses when an AI agent hits your product URL. Built for the shift to agentic buying — your products are discoverable by AI tools before competitors adapt.
Instant delivery
Buyer pays, file delivers in seconds. No manual sending, no waiting. Same clean experience Gumroad users expect — without the 10% cut on every transaction.
API access
Payhook has a full write API. Create products, generate checkout links, read revenue data, handle webhooks. Build your own checkout flow, automate your sales pipeline.
No subscription required
There's no monthly plan to unlock features. Start free, list your products, and pay only Stripe's standard processing rate. The 0% platform fee isn't a trial — it's the model.

What sells well on Payhook

  • Digital downloads — templates, presets, fonts, icon sets, ebooks, guides
  • Notion and Figma templates — one-time purchase, instant file delivery
  • AI prompts and prompt packs — structured packs for any AI workflow
  • Code assets — snippets, starter kits, plugins, component libraries
  • Written products — playbooks, SOPs, swipe files, research reports
  • Design assets — brushes, LUTs, mockups, UI kits

How to switch from Gumroad to Payhook

1
Create a free Payhook account — no credit card needed
2
Upload your product file and set a price — your product page generates automatically
3
Your listing appears on the Payhook marketplace at /marketplace/[your-product]
4
Share your checkout link or embed it anywhere you currently link to Gumroad
5
Buyer pays via Stripe — delivery fires instantly, revenue goes straight to your Stripe account

Common questions

Does Payhook have a marketplace like Gumroad?
Yes. Every product listed on Payhook gets a public page on the marketplace at /marketplace. Buyers can browse by category, search by keyword, and discover your products organically — same as the Gumroad discover experience, without the platform fees.
What's the actual fee I'd pay on Payhook?
You pay Stripe's standard card processing rate: 2.9% + $0.30 per transaction. Payhook takes 0%. On a $29 product, Stripe keeps roughly $1.14 — you keep $27.86. On Gumroad, you'd additionally lose $2.90 to the platform fee.
Can I use Payhook if I already sell on Gumroad?
Yes. Many sellers run both in parallel. Create your Payhook listing, link to it from your new content or social posts, and run a comparison. Most find they switch fully within a month once they see the fee difference.
Does Payhook support discount codes and affiliates?
Discount codes and affiliate tracking are on the roadmap. The core product — listed marketplace page, Stripe checkout, instant file delivery — ships today at 0% platform fees.
What file types can I sell on Payhook?
Any digital file: PDFs, ZIPs, PNGs, MP4s, Figma files, Notion exports, code packages, video presets. If you can upload it, buyers can download it after checkout.
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Stop giving 10% of every sale to a platform

Payhook gives you the same clean checkout experience and marketplace discovery — at 0% platform fees. Founding seller spots still open. Migrate in under 30 minutes.

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