Paddle is optimised for SaaS subscriptions, enterprise billing, and global tax compliance. If you're selling one-time digital products — templates, tools, prompts, code packs — Payhook is a faster, leaner, API-first fit.
Paddle makes sense if you need global VAT/GST handling as a merchant of record, complex subscription billing, or enterprise-grade compliance infrastructure. If that's your situation, Paddle earns its complexity.
If you're a solo builder or indie team selling templates, tools, and digital downloads — Payhook is faster to ship and cheaper to run.
For indie builders selling digital products, Payhook gets you to your first sale faster with less overhead.